U.S. Bank Credit Approver-Community Banking-CRE in Coeur d'Alene, Idaho
Manages Credit Approval activities for a number of diverse and complex portfolios in the Community Banking group. Approves CRE loans in excess of business unit authority levels, ensuring conformity with bank policies and procedures with minimal supervision. Develops guidance policies. Monitors delinquency, loss and risk rating accuracy across groups of regions, states and/or business units. Works with Portfolio Managers with structuring, pricing and documentation of larger CRE loan transactions. Monitors and reviews group’s loan underwriting and portfolio management performance for senior management/regulatory agency review. Analyzes new business prospects.
Bachelor’s or Master’s degree, or equivalent work experience
15 or more years of experience in Commercial or Corporate credit analysis, structuring, approval and portfolio management
5 or more years of management experience
Previous CRE lending experience including construction loan management
Expert knowledge of credit and lending policies
Demonstrated analytical and risk analysis skills
Advanced knowledge of organization, business practices, business philosophy, and ethics
Demonstrated management and leadership skills
Well-developed customer service/relations skills
Excellent verbal and written community skills
Primary Location: United States
Shift: 1st - Daytime
Average Hours Per Week: 40
Requisition ID: 180013338
U.S. Bank is an Equal Opportunity Employer committed to creating a diverse workforce.
U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.