Glacier Bancorp Commercial Loan Manager in Coeur d'Alene, Idaho
Commercial Loan Manager
Mountain West Bank- Coeur d'Alene
Mountain West Bank
Come work for one of the top ten best places to work in Idaho! At Mountain West Bank, we love where we work!
Mountain West Bank is looking for a full time Commercial Lending Mgr. who will be responsible for the planning, directing, and controlling of the Commercial Lending Program in conformance with established Bank policies and practices, as well as lending laws
and regulations. Direct all commercial loan origination, processing, and closing activities to provide timely, accurate, and service oriented procedures and organization.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Hire qualified commercial lenders, credit analysts and loan assistants.
Develop and submit to the EVP/Commercial Lending Manager specific department goals and supporting operating plans and programs. Originate and direct the implementation of Bank and department policies and procedures.
Work with the EVP/Commercial Lending Manager in analyzing the Bank's commercial loan portfolio to determine profitability and the impact of current lending practices and procedures on the Bank's profit objectives.
Implement programs for individual markets to achieve the desired Bank's and department's objectives.
Remain abreast of pertinent economic and regulatory developments and help ensure that the Bank's lending practices are in compliance with government regulations.
Provide management direction to department personnel to ensure that all activities are performed in an efficient, effective, and customer service orientated manner. Evaluate the performance of direct reports, conduct evaluation interviews and recommend
appropriate salary adjustments, training, education, and possible advancement opportunities.
Underwrite credits as needed based on limits established by the Board of Directors.
Personally originate commercial loans to ensure accurate, efficient customer service, sound underwriting practices, and compliance with all applicable policies and regulations.
Accurately translate market trends and opportunities into meaningful action. Maintain awareness of the Bank's lending policies and practices and optimum market penetration through appropriate competitive rates, terms, and services.
Responsible for departmental compliance with laws and regulations which govern the business of the department.
Ensure that departmental personnel are adequately trained to comply with laws and regulations.
Is responsible for maximizing the cost effectiveness of the operations of the commercial lending department.
Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
Compensation: A strong salary package is available with this role, and is negotiable depending upon relevant experience. A robust relocation plan is also offered with this position. Mountain West Bank offers an extensive benefits package that
includes, but is not limited to, medical, dental, vision, health rewards program, Employee Assistance Program (EAP); life insurance; retirement plan including employer match and profit sharing; discounted banking products and services; paid vacation, paid
holidays and sick leave.
Required Education and Experience
Ten or more years of increasingly responsible experience in commercial lending functions in order to become completely conversant with loan underwriting, processing, origination, and marketing functions, as well as lending regulations and policies.
Previous business development and management experience required.
Strong personnel management and team building skills
Solid credit underwriting skills
Proven marketing and recruiting skills
A commitment to community involvement
Expertise in compliance and bank regulations
Education and Experience
Bachelor’s degree in business, accounting, finance or related field or equivalent combination of education and experience
Knowledge of Mountain West Bank’s products and services.
This position has supervisory responsibilities.
Is able to bend, sit, and stand in order to perform primarily sedentary work with limited physical exertion and occasional lifting of up to 10 lbs. Must be capable of climbing / descending stairs in an emergency situation. Must be able to operate routine
office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel
off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance.
Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise. Mental and/or
Must be able to perform job functions independently or with limited supervision and work effectively either on own or as part of a team. Must be able to read and carry out various written instructions and follow oral instructions. Must be able to complete
basic mathematical calculations, spell accurately, and understand computer basics. Must be able to speak clearly and deliver information in a logical and understandable sequence. Must be capable of dealing calmly and professionally with numerous different
personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public. Must be able to perform responsibilities with composure under the stress
of deadlines / requirements for extreme accuracy and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing priorities. Must be capable of exercising highest level of discretion on both internal and external confidential
matters. Nothing in this position description restricts management’s right to assign or reassign duties and responsibilities to this job at any time.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This job description is not a contract and should not be construed as a guarantee of employment for any specific period of time.
- We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical
disability, genetic information, protected veteran status, or any other category protected by applicable federal, state or local laws.